diff --git a/web-next/app/[locale]/account/page.tsx b/web-next/app/[locale]/account/page.tsx
index 7e638e3..ab3f0e7 100644
--- a/web-next/app/[locale]/account/page.tsx
+++ b/web-next/app/[locale]/account/page.tsx
@@ -2,6 +2,7 @@ import { getTranslations, setRequestLocale } from 'next-intl/server'
 import { redirect, Link } from '@/i18n/navigation'
 import { getSession } from '@/lib/session'
 import { getAccountDashboard, getAccountRank } from '@/lib/account'
+import { reconcileSumUpCheckouts } from '@/lib/sumup'
 import { getGameAccounts } from '@/lib/auth'
 import { isAdmin } from '@/lib/admin'
 import { PageShell } from '@/components/PageShell'
@@ -38,6 +39,10 @@ export default async function AccountPage({ params }: { params: Promise<{ locale
   if (!session.bnetId) redirect({ href: '/login', locale })
   if (!session.username) redirect({ href: '/select-account', locale })
 
+  // Acredita cualquier pago SumUp pendiente de esta cuenta (SumUp no tiene
+  // webhooks) antes de leer el saldo de PD, para que se muestre actualizado.
+  if (session.accountId) await reconcileSumUpCheckouts({ accountId: session.accountId }).catch(() => {})
+
   const data = await getAccountDashboard(session)
   const admin = await isAdmin(session)
   const rank = getAccountRank(data.dp)
diff --git a/web-next/app/[locale]/d-points/page.tsx b/web-next/app/[locale]/d-points/page.tsx
index 7d5323c..ebd6813 100644
--- a/web-next/app/[locale]/d-points/page.tsx
+++ b/web-next/app/[locale]/d-points/page.tsx
@@ -3,6 +3,7 @@ import { setRequestLocale } from 'next-intl/server'
 import { redirect } from '@/i18n/navigation'
 import { getSession } from '@/lib/session'
 import { getRealmName } from '@/lib/realm'
+import { reconcileSumUpCheckouts } from '@/lib/sumup'
 import { PageShell } from '@/components/PageShell'
 import { DPointsTabs } from '@/components/DPointsTabs'
 
@@ -18,6 +19,10 @@ export default async function DPointsPage({ params }: { params: Promise<{ locale
   if (!session.bnetId) redirect({ href: '/login', locale })
   if (!session.username) redirect({ href: '/select-account', locale })
 
+  // SumUp no tiene webhooks: reconciliamos aquí los pagos SumUp pendientes de
+  // esta cuenta por si el navegador no volvió al return_url tras pagar.
+  if (session.accountId) await reconcileSumUpCheckouts({ accountId: session.accountId }).catch(() => {})
+
   const realm = await getRealmName()
   const currency = (process.env.DP_CURRENCY || 'eur').toLowerCase()
 
diff --git a/web-next/app/api/dpoints/reconcile/route.ts b/web-next/app/api/dpoints/reconcile/route.ts
new file mode 100644
index 0000000..f3e1a3f
--- /dev/null
+++ b/web-next/app/api/dpoints/reconcile/route.ts
@@ -0,0 +1,27 @@
+import { reconcileSumUpCheckouts } from '@/lib/sumup'
+
+/**
+ * Backstop de reconciliación para SumUp (que ya no ofrece webhooks): revisa los
+ * checkouts SumUp pendientes y acredita los que estén PAID. Pensado para un cron
+ * (systemd timer) que lo llame periódicamente. Protegido con CRON_SECRET.
+ */
+async function run(request: Request): Promise<Response> {
+  const secret = process.env.CRON_SECRET
+  if (!secret) return Response.json({ success: false, error: 'notConfigured' }, { status: 503 })
+
+  const provided =
+    request.headers.get('x-cron-secret') ||
+    (request.headers.get('authorization') || '').replace(/^Bearer\s+/i, '')
+  if (provided !== secret) return Response.json({ success: false, error: 'unauthorized' }, { status: 401 })
+
+  const credited = await reconcileSumUpCheckouts({})
+  return Response.json({ success: true, credited })
+}
+
+export async function POST(request: Request) {
+  return run(request)
+}
+
+export async function GET(request: Request) {
+  return run(request)
+}
diff --git a/web-next/lib/sumup.ts b/web-next/lib/sumup.ts
index e3843ab..48a5da9 100644
--- a/web-next/lib/sumup.ts
+++ b/web-next/lib/sumup.ts
@@ -106,3 +106,45 @@ export async function fulfillSumUpCheckout(reference: string): Promise<{ ok: boo
   const ok = await creditDPoints(Number(log.account_id), points)
   return { ok, paid: true }
 }
+
+/**
+ * Reconciliación: SumUp ya no ofrece webhooks, así que la entrega no puede
+ * depender de que el navegador vuelva al `return_url`. Esta función recorre los
+ * checkouts SumUp pendientes (fulfilled=0) registrados en `home_stripelog`,
+ * consulta su estado en la API de SumUp y acredita los que estén PAID.
+ *
+ * - Sin `accountId`: backstop global (para un cron). Con `accountId`: reconcilia
+ *   sólo los pendientes de esa cuenta (al cargar /account o /d-points).
+ * - Acota por antigüedad: los no pagados acaban EXPIRED en SumUp, no tiene
+ *   sentido reconsultarlos indefinidamente.
+ */
+export async function reconcileSumUpCheckouts(opts?: { accountId?: number; maxAgeDays?: number }): Promise<number> {
+  if (!sumupConfigured()) return 0
+  const maxAgeDays = opts?.maxAgeDays ?? 7
+  let sql =
+    "SELECT session_id FROM home_stripelog WHERE mode = 'sumup' AND fulfilled = 0 AND timestamp > (NOW() - INTERVAL ? DAY)"
+  const params: (string | number)[] = [maxAgeDays]
+  if (opts?.accountId) {
+    sql += ' AND account_id = ?'
+    params.push(opts.accountId)
+  }
+  sql += ' ORDER BY id DESC LIMIT 50'
+
+  let rows: RowDataPacket[]
+  try {
+    ;[rows] = await db(DB.default).query<RowDataPacket[]>(sql, params)
+  } catch {
+    return 0
+  }
+
+  let credited = 0
+  for (const r of rows) {
+    try {
+      const res = await fulfillSumUpCheckout(String(r.session_id))
+      if (res.ok) credited++
+    } catch {
+      /* seguir con el resto */
+    }
+  }
+  return credited
+}